Have you ever made a mistake in your checkbook or had an overdraft on your account?

SONEPCO is here to help!
Rather than automatically returning unpaid all the insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts up to your assigned OOPS! limit of $800 for personal accounts or $1,500 for business accounts for $25.00 per occurence. There is no fee for this service unless it is used.

No need to apply for this service!
It’s already included in your Checking Account Agreement with us. You may opt-out at any time.

View OOPS! Service Brochure (PDF)


If you have questions about our new OOPS! Service, please call (702) 871-0977 to speak to a Member Service Representative.

Overdraft Privilege is a purely discretionary service and we are not obligated to pay any overdraft. Not all accounts are eligible and restrictions apply. See our Occasional Overdraft Privilege Service Policy. Our normal non-sufficient funds or overdraft charge (currently $25.00) will apply to each item overdrawing your account and we reserve the right to require you to repay your overdrafts immediately or on demand.
View Full OOPS! Service Disclosure