Sonepco has a variety of products and services to satisfy all of your financial needs, from savings accounts, to checking accounts, to investment accounts, from auto loans, to home loans, to everything in between. As a full service financial institution, we offer products for every need in your life at every stage of your life.
 

The Borrowing Place

SONEPCO Federal Credit Union offers its members loans for almost any purpose in a variety of rates, terms and programs to meet your particular needs and budget. Whatever the purpose - cars and trucks, education, medical, vacation, consolidation, and more - there is a SONEPCO loan program for you. Fast service and competitive rates make your credit union the place to borrow.
Click here to complete a loan application!

Sonepco Certificates

If you can afford to lock your money in for six months or a year or longer, you'll also lock up a great rate and the best earnings we offer. It's another great way for serious savers to get ahead financially and stay there! Save to increase your nest egg or save for a specific goal. The choice is yours with a SONEPCO FCU Share Certificate. Want greater earnings? Give us a call! or Click here!

Save Time...Get Direct Deposit!
 
Direct deposit is an easy way to make sure your checks make it to your Credit Union - even when you can't! Direct Deposit gives you fast access to your funds.  Your deposit is available for withdrawal on payday!  Direct deposit safeguards your checks.

Millions of paper paychecks are lost or stolen each year, but misplacing or losing your check is virtually impossible when you use direct deposit because your funds are electronically transmitted to your account.  It's safe!  Direct deposit gives you freedom.

Your checks will automatically be deposited when you're just too busy to get to your Credit Union!  Click here to get a head start on saving your time and security.