Teen Scene

The Teen Scene Account is available to young adults between the ages of 13 and 18 and offers the following:

Student Checking Account with ATM/Visa Check Card for teens ages 16+. Requires reading the Checking Account Management Education packet, signing an affidavit and taking a quiz. A parent or legal guardian must serve as joint signer. First box of checks is free and the monthly service charge is waived.
Student Teen Scene Student Loan for teens 13 � 18. Requires reading Loan/Credit Education packet, signing an affidavit and taking the Teen Scene Loan quiz. A parent or legal guardian must serve as joint signer. Loan limits are $500 for middle school students and $1,000 for high school students. Interest rate is the same as the Share Secured loan rate with a maximum term of 18 months. All loans must be co-signed by a qualified sponsoring member or legal guardian.

Product Features:

Campus Tours � virtual tours of university campuses
Educational Testing Services � information about entrance exams
Fastweb � provides information about eligibility for scholarships
GMAT � information about obtaining financial aid, links to business schools and an on-line application for the GMAT
Petersons � Apply on-line to over 200 college programs
U.S. Department of Education � the official guide for students
Guides to Independence � how to start a checking account, balance a checking account and more. Teens can win e-Music for each course taken.

Product Benefits:

Safe. Funds are safe and secure, and ALL shares are federally insured up to $100,000 through NCUSIF insurance and an additional $250,000 with ESI (Excess Share Insurance).
Membership. Allows full membership in SONEPCO and availability of other products and services when qualified and ensures credit union membership for the future.
Convenient. Funds can be deposited via direct deposit, payroll deduction or automatic transfers from an adult�s account.
Affordable. Low balance requirements make it easy to get started.