sonepco.coop, e-teller, m-teller and online e-bill

SONEPCO provides members with internet access to their accounts through their web page at www.sonepco.coop.  This website gives members general information including:  rates, employment opportunities, hours, branch locations and product information.  Members can sign up for e-teller and have access to their personal accounts including current balances, account history and payments.  With e-teller, members can perform their own transactions including account transfers, check orders and loan payments.  e-teller transactions are safe and secure requiring a password and are protected by a firewall.  Members can also sign up for Online Bill Pay called e-bill..  The service is free and e-bill is available to pay bills to individuals and most businesses.  Single or recurring payments can be made.

On-Line Features:

• No service charge.
• Car Buying Options
• Access to quarterly newsletter.
• ATM locator – to find the nearest surcharge free ATM nationwide.
• Access to MFN - Member’s Financial Network to explore investment opportunities with an affiliated investment broker.
• Online forms for stop payments, address updates and more.
• Check re-orders.
• VISA information – to obtain balance information or make a payment to your SONEPCO Visa.
• Members can set themselves up for e-teller or e-bill.

e-teller Features:

• Can sign up on-line and obtain access to individual account information.
• Safe and secure requiring a password.
• Protected by a firewall.
• On-line security questions.
• Real time balances and account information.
• Allows transactions within the account and across-account transfers with authorization from both account holders.
• Allows for account information and history, viewing of images of cleared checks, account transfers, account withdrawals (a check will be mailed), 
• Check re-orders, loan applications, loan payments,  tax information, VISA information and payments.

m-teller Features:

• Free.
• Can sign-up through e-teller
• Sends real-time balances as often as daily on selected accounts to e-mail or cell phone
• Sends reminders on special events (like birthdays, meetings, etc.) to e-mail or cell phone.

e-bill Features:

• Free.
• e-bill can be used to pay individuals and most businesses.
• Stop Payments can be made on e-bill up to midnight the night it is due to pay.
• Single or recurring payments can be made through e-bill.
• Most payments arrive within 2 days.

Benefits:

• Convenient.   Account information can be accessed by any computer with internet access.
• Accurate. Account information is real-time.
• Safe. Password protected and protected by firewall.
• Easy.  Site and e-teller are user-friendly.
• Cost Effective.  Saves time and money – no more stamps or last minute trips to pay bills.