Sonepco Federal Credit Union
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Fee Schedule

Effective March 1, 2010
General Fees (applicable to all accounts)  
E-teller FREE
E-statements FREE
E-bill FREE
Notary Service to members FREE
Medallion $25.00
Account Reconciliation/Research Request $25.00 per hour, 1 hour minimum
Verification of Account/Deposit $5.00 each
Statement Copy $3.00 per previous statement
Returned Item
(deposited, cashed, loan payment)
$20.00 per item
Collection Item
(outgoing, incoming, foreign)
$20.00 per item
Wire Transfer  
   Domestic (outgoing)
   Foreign (outgoing)
$20.00 per transfer
$30.00 per transfer
Money Orders $2.00 per money order
Travel Card (No cost if shares > $10,000) $9.95
Travel Card Reload Fee $4.95
Cashier's Check
   No cost if shares > $5,000
$3.00 each
Returned Mail
   (obsolete account address)
$5.00
Dormant Account Fee
   After no activity for 1 year
$5.00 quarterly
Processing Legal Order
   (tax leins, levies, etc.)
$25.00
Copy of Paid Check/Cashier Check $2.00 each
Copy of Deposited Items $5.00 per deposit
Extension Agreement (skip-a-payment)
   per payment on eligible loans
$25.00 per payment on eligible loans
Foreign Check Item Processing $25.00

 

 

Share Account Fees  
Membership $10.00 initial
Closure Fee, < 90 days $10.00
Plastic Card re-issuance $5.00 each
ATM Deposit Adjustment $10.00 each
ATM/Empty Envelope $10.00 per item
Christmas Club, early withdrawal $3.00 each
Excess Share Withdrawal $3.00 each after 4 per month
IRA Early Withdrawl Fee $25.00 each
IRA Transfer/Closure $25.00
   
Checking Account Fees  
Non-Sufficient Fund Item $25.00 per item
NSF Paid (overdraft) Fee $25.00 per item
Stop Payment Order and Renewal $10.00 per item/range
Share Draft Service $5.00 per month if the minimum balance is not maintained*
Counter Checks $5.00 for pack of 12
New Start Checking $10.00 per month
Opt-in Fee (in excess of 2 per quarter) $25.00
*If a member has a direct deposit, is over the age of 55 or is a student, there is no service fee on the Share Draft Account. 
   
Electronic Funds Transfer Fees  
Non-Sufficient Fund Item $25.00 per item
NSF Paid (overdraft) Fee $25.00 per item
EFT Stop Payment Order/Renewal $10.00 per item
Nonproprietary ATM
Withdrawal/Transfer
   Six (6) ATM withdrawals per month without a charge
$1.50 each
ATM/Empty Envelope $10.00 per item

 

 

Safe Deposit Box Fees  
Rental Cost, 3x5 $15.00 annually
Rental Cost, 5x5 $20.00 annually
Rental Cost, 3x10 $30.00 annually
Rental Cost, 5x10 $50.00 annually
Closure Fee, for non-payment $50.00
Re-key, one lost key $50.00
Drill, Re-Key, both keys lost $150.00
   
Miscellaneous Fees  
Faxing $1.00 per page
Copying - black and white $0.50 per page
Copying - color $1.00 per page
Non-member VISA cash advance $5.00 each

Fees are subject to change without notice
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