| General Fees (applicable to all accounts) |
|
| Account Reconciliation |
$25.00 per hour, maximum of $100.00 |
| Verification of Account/Deposit |
$5.00 each |
| Statement Copy |
$1.00 per current statement, or printout
$3.00 per previous statement |
Returned Item
(deposited, cashed, loan payment) |
$20.00 per item |
Collection Item
(outgoing, incoming, foreign) |
$20.00 per item |
| Wire Transfers |
|
--Domestic (outgoing)
--Foreign (outgoing) |
$20.00 per transfer
$25.00 per transfer |
| Money Orders |
$1.00 per money order |
Traveler's Checks
No cost if shares>$5,000 |
$1.00 per $100 |
Gift Checques
No cost if shares > $5,000 |
$2.00 per item |
Returned Mail
(obsolete account address) |
$5.00 |
Dormant Account Fee
After no activity for 1 year |
$5.00 quarterly |
Processing Legal Order
(tax leins, levies, etc.) |
$25.00 |
| Research request |
$20.00 per hour |
Photocopy or Microfilm Copy
(other than checks or statements) |
$.50 |
| Copy of Paid Check/Cashier Check |
$2.00 each |
| Copy of Deposited Items |
$5.00 per deposit |
| Visa Gift Card |
$5.00 per card/reload |
|
|
|
| Share Account Fees |
|
| Membership |
$1.00 initial |
| Closure Fee, < 90 days |
$10.00 |
| ATM Card Re-Issuance |
$5.00 each |
| ATM Deposit Adjustment |
$5.00 each |
| Picture Debit Card |
$5.00 each |
Christmas Club
early withdrawal |
$2.00 each |
Below Minimum Balance
after 6 months |
$2.00 per month |
| Excess Share Withdrawal |
$2.00 each after 4 per month |
| IRA Early Withdrawl Fee |
$25.00 each |
| IRA Transfer/Closure |
$25.00 |
| |
|
| Share Draft Account Fees |
|
| Non-Sufficient Fund Item |
$25.00 per item |
Non-Sufficient Fund Item
(paid, pending deposit) |
$25.00 per item |
| Stop Payment order and renewal |
$10.00 per item/range |
| Retrieval and copy of paid item |
$2.00 per item |
| Share Draft Printing |
Prices may vary depending upon style |
| Share Draft Service |
$5.00 per month if the minimum balance is not maintained* |
| ATM/Check Card Re-Issuance (lost) |
$5.00 each |
| ATM Deposit Adjustment |
$5.00 each |
| Counter Checks |
$5.00 for pack of 12 |
| Second Chance Checking |
$10.00 per month |
| *If a member has a direct deposit, is over the age of 55 or is a student, there is no service fee on the Share Draft Account. |
|
| |
|
| Electronic Funds Transfer Fees |
|
| Non-Sufficient Fund Item |
$25.00 per item |
Non-Sufficient Fund Item
paid, pending deposit |
$25.00 per item |
| EFT Stop Payment Order/Renewal |
$10.00 per item |
Nonproprietary ATM
Withdrawal/Transfer
(Six (6) ATM Withdrawals per month without a charge) |
$1.50 each |
| ATM/Empty Envelope |
$10.00 per item |
|
|
|
| Safe Deposit Box |
|
| 1. The credit union will rent its safe deposit boxes to members 18 years or older. |
|
| 2. The member who is renting the safe deposit box must complete the application and agreement, and pay one year's rental, prior to being allowed access to the safe deposit box. |
|
| 3. Rental Costs are: |
|
| * 3x5 |
$15.00 annually |
| * 5x5 |
$20.00 annually |
| * 3x10 |
$30.00 annually |
| * 5x10 |
$50.00 annually |
| Closure Fee, for non-payment |
$50.00 |
| Re-key one lost key |
$50.00 |
| Drill, Re-Key, both keys lost |
$150.00 |
| 4. A refund for unused time will not be given. |
|
| 5. Annual billing will be set up as an automatic transfer from a mamber's savings or checking account. |
|
| 6. If the member does not make the annual fee, and the credit union has to commence closure procedures, there will be a $50.00 closure fee. |
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