Unsecured Signature Loans
Want to borrow some quick cash? If you’re looking ahead to the holiday season, vacations, graduation or weddings - and their heavy demands on the pocketbook, a low-rate SONEPCO FCU Signature Loan might be just the relief you’ll need. Qualify based on your good credit history and your signature alone.* Apply online and you could have the money within 24 hours!!
*All loans are based on approval of credit.
VISA, the International Credit Card
SONEPCO FCU’s VISA Card is the ultimate in international purchasing power. Recognized and accepted worldwide, your SONEPCO FCU VISA Card puts the Credit Union in your pocket wherever you shop, at home or abroad.
Low 12% APR, No Annual Fee. At 12% APR**, the SONEPCO FCU VISA Card has one of the lowest APRs you’ll find. No introductory teaser rates, just an honest, low, fixed 12% APR. You’ll also have the advantage of a 25-day grace period on purchases and NO ANNUAL FEE. Why pay more for less? Apply for the international purchasing power of the SONEPCO FCU VISA Card today and carry the Credit Union with you wherever you go.
**The 12% Annual Percentage Rate is calculated by multiplying the average daily balance by the monthly periodic rate of 1% (corresponding annual percentage rate is 12%). No grace period for cash advances. $10 late fee.
HAS YOUR CARD BEEN STOLEN? Call 800 237-6211
Visa's eZCardInfo puts you in touch...24 hours a day, seven days a week.... with information and services that make your credit card more convenient and easier to manage than ever before.
Now, with the click of a mouse, you can view important information about your credit card account, including account balances, available credit, current and past statements, and transactions since your last statement. In addition, eZCardInfo allows you to make payments automatically via the Internet. No postage and no writing checks; everything is handled electronically.
eZCard features include:
Account Summary Information
Online Statement
Data downloadable to financial software such as Quicken and Money
Online Credit Card Payments
Transaction and Spending Reports
E-mail notifications of conditions or events on your account
To put eZCardInfo to work for you and your credit cards, click on the above link or visit www.ezcardinfo.com
Share Secured Loans With Dividends!
The beauty of a SONEPCO FCU Share Secured Loan is that you do not diminish the earning power of your Regular Share Savings account balance while you are borrowing against the funds in that account. You may use any portion of your Regular Share funds to secure a cash loan and even though the securing funds cannot be withdrawn, they continue to earn the full Regular Share dividend undisturbed. The dividends you earn while borrowing against your Regular Share account reduce your effective loan rate to the small difference between the loan rate and the savings rate.
A Share Secured Loan is a handy way to borrow and to keep your loan rate extremely low. For rate information and details, see our rate page or call the Credit Union.
